The Wells Fargo Autograph Card is a rewards credit card that offers unlimited 3x points and up to 3x rewards on travel, restaurants, gas stations, and more, with no annual fee and a 0% intro APR. This card is intended for consumers with good credit, and a FICO score of at least 670 is recommended when applying for the card. However, it is possible to get approved with a lower score or be denied with a higher credit score, as the credit score is just one of many factors considered during the application process.
The Wells Fargo Autograph Card benefits and features include cell phone protection, auto rental collision damage waiver, travel and emergency service assistance, and roadside dispatch. Additionally, the card offers exceptional Visa Signature privileges, such as concierge service and 24/7 ticket finding services for top sports and entertainment events.
The card also has a welcome offer of 30,000 bonus points, with a cash redemption value of $300, which can be earned after spending at least $1,500 within the first three months. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases and 3 points per dollar spent on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. The rewards do not expire while an account remains open.
The Wells Fargo Autograph Card has a 0% introductory APR on purchases for 12 months from account opening, with a variable APR of 20.24%, 25.24%, or 29.99% applying after the intro period ends and for balance transfers. The card has a balance transfer fee of up to 5%, minimum $5.
How To Apply For The Wells Fargo Autograph Card
To apply for the Wells Fargo Autograph Card, follow these steps:
- Visit the Wells Fargo Autograph Card application page at Wells Fargo.
- Ensure you meet the eligibility requirements, which include being at least 18 years old, having a valid Social Security number, and not having opened a Wells Fargo Credit Card account within the last six months.
- Complete the online application form with your personal information, including your name, date of birth, Social Security number, and contact details.
- Provide details about your income, assets, and any existing debt.
- Review and agree to the terms and conditions of the card agreement.
- Submit your application.
After submitting your application, you may receive a response regarding your approval or denial. If approved, you will receive the Wells Fargo Autograph Card with its associated benefits and features, such as unlimited 3x points on travel, restaurants, gas stations, and more, and a 0% introductory APR on purchases for 12 months.
Credit Score Requirement For The Wells Fargo Autograph Card
The credit score requirement for the Wells Fargo Autograph Card is typically 670 or higher, which is considered good credit. However, to have good approval odds, a credit score of 700 or higher is recommended. While it’s possible to be approved with a lower score or denied with a higher credit score, the credit score is just one of many factors considered during the application process. Therefore, having a credit score of 700 or higher can increase the likelihood of approval for the Wells Fargo Autograph Card.
In conclusion, the Wells Fargo Autograph Card is a great option for individuals looking to maximize their rewards without incurring the cost of an annual fee. With its unlimited 3x points and up to 3x rewards on travel, restaurants, gas stations, and more, and a 0% introductory APR on purchases for 12 months, this card is a great choice for those with good credit looking to earn rewards on their everyday purchases.
